Feature/OPED
Nigeria: Politicians Advocate Comprehensive Review of Constitution
By Kester Kenn Klomegah
Leaders of integrated associations and politicians, mostly from the Eastern region of Nigeria, are calling for a thorough constitutional review that will incorporate the diverse ethno-political interests and also offer equal representation in the Federal Government of Nigeria (FGN).
Several archival reports made available and separate interviews conducted by IDN vividly show rising tensions and the lack of strategic foresight in the current approach towards national integration before 2023, the end of President Muhammadu Buhari’s administration.
Nigeria became a formally independent federation on October 1, 1960. It, however, experienced a civil war from 1967 to 1970. After that, it alternated between democratically-elected civilian governments and military dictatorships until it achieved a stable democracy in 1999, with the 2015 presidential election marking the first time an incumbent president had lost re-election.
In the 2019 presidential election, Muhammadu Buhari was re-elected for a second term in office defeating his closet rival Atiku Abubakar. As historical documents show, the Nigerian constitution was through a military decree adopted in 1999.
Nigeria is divided roughly in half between Christians, whose majority lives in the southern part of the country, and Muslims, who live mostly in the north.
Nigeria has respectively, the fifth-largest Muslim population in the world and the sixth-largest Christian population in the world, with the constitution ensuring freedom of religion. A minority of the population practise religions indigenous to Nigeria, such as those native to the Igbo and Yoruba ethnicities.
Currently, Islam has spread to the Christian dominated Eastern and Southern regions of Nigeria. Right after the Nigeria-Biafra civil war and until now, the Fulani people have dominated the military and politics in Nigeria. All is done for and by the Fulani for Fulani ethnic group, according to Kenneth Onyekachi Ihemekwele, Founding Partner of Imo State Indigenes Association, Executive Secretary of the Association of the Nigerian community and General Secretary of the Indigenous Peoples of Biafra aka IPOB in Swaziland, southern Africa.
After independence, following the military take-overs, the negotiated constitution has primarily remained an unimplemented document. The devastation and the underdeveloped Eastern part of Nigeria is the result of negligence from the federal government following the end of the Nigerian-Biafra civil war. The military regimes introduced a series of decrees that ushered in policies that are believed not to accommodate the development and political interests of the Igbo people.
“Nigeria is one of Africa’s most diverse and deeply divided states in the world today. Colonial rule exacerbated these differences, solidifying religious and ethnic identity as salient political distinction and creating conditions for persistent instability.
“The north-south divide continues and is marked by the serious disparity in economic development and access to basic social services,” Ihemekwele told IDN in an emailed interview.
Competition for control of state institutions, abetted by corruption, and conflict over the spoils of Nigeria’s natural resources, especially oil, have further contributed to these sources of instability.
In pursuit of broad-based political participation, peace and integration, Onyekachi Ihemekwele suggests that “the current constitution is reviewed properly because the constitution was drafted without due consultations with the broad majority of the people of Nigeria.
“It is a one-sided constitution for the selfishness of a certain group of people, who call themselves the ruling class, or better still, the northern politicians. We are free people and have rights to shape our destiny.”
Under the current circumstances, an inclusive economic and political system is the only solution. The contemporary public discourse is focussed on political restructuring along regional lines. The calls for a political arrangement where major ethnic groups will have control over their geographic areas as well as resources therein might help. The danger is rather than uniting Nigeria it would further divide the country along distinctive ethnic and religious lines.
Significantly, the foot-dragging on constitutional review by Buhari’s leadership called for public criticisms, he noted and further explained that what Nigerians need, and are clamouring for, is a country that will accommodate ethnic diversity, a unified country regardless of ethnic or religious creed, but at present, cannot be because Islam defines politics. Nigeria needs political, religious and ethnic tolerance. The constitution has to guarantee public safety in every facet of life, and the need for legitimate, effective political and administrative institutions.
The Nigerian authorities have an emphatically negative attitude to public opinions on ending violence and armed attacks, especially on the inhabitants of Eastern Rivers State.
Despite consistent calls for the constitutional dialogue that will ultimately provide a basis for peace and integration, promote internal sustainable development nationwide and boost a positive image on international arena have, thus far, remains an unchangeable political dream. Opening the chapter as a new dawn for adherence to the ideals of political pluralism has indefinitely eluded millions of broad-minded Nigerians.
Onyekachi Ihemekwele concluded that Nigeria has fallen from grace, and there seems no remedy for Nigeria to regain this past glory.
“We had earlier called for restructuring, the need for the Nigerian government to agree to wholesome restructuring without reservation or grant a referendum for the people in the South-East to strive for self-rule or what is referred to, in politics, as self-determination,” he said.
Professor Nathaniel Aniekwu, Secretary of the Alaigho Development Foundation (ADF) regretted in an interview with IDN that 60 years after independence and 50 years after the Civil War, the growing threats and frequent attacks by northern ethnic groups and deepening pitfalls in the federal governance system have negatively affected the overall development of Biafra and other regions in Nigeria.
According to the ADF, Biafra symbolizes the Igbo people’s longing for freedom, underlining their predicament from the Amalgamation in 1914 to the Biafra Declaration on May 30, 1967. Ever since, Biafrans have been confronting a continuous state of estrangement, brutal attacks and punitive measures against their spiritual, economic and political survival. The world community continuously watches the large-scale atrocities committed in the country. As long as these wars are going on, Nigeria cannot have peace, and therefore, there would be no real significant progress.
All economic indices show that despite the perceived war against them, marginalization and exclusion from participation in the governance of Nigeria, the Biafra States continue to be very competitive and are far from being worse off among the Nigerian States. Although Nigeria is richly endowed with natural and human resources, it has quickly lost all its shine advantages, he said.
Moreover, whatever remained in the past, has been squandered, especially as they seek to exclude Biafrans from participation in political governance. They failed to deploy the appropriate resources, especially human resources, and broad-minded people who can guide and manage the development of the country, simply because most of them come from the Biafra States.
National integration is an obvious possibility, especially for the Biafra States. It is the only hope, not only that internal cohesion is imperative but also integrating into a union of the agreed that is paramount. Leadership must be looked from the point of view of the governed, at the micro-level of the society. This has to be positioned as a guarantor of the preservation of the multi-secular State in Nigeria.
The federal system of government is not working in Nigeria given the unique nature of the Nigerian political space. We must, therefore, return to the solution domain, seek long-term solutions, first by reviewing the constitution. By taking this step, it could make it more receptive to further peace initiatives, offer political opportunities and creating ground for representations instead of depriving them of participating in state management.
Without all-inclusive Federal Government and its related public institutions, efforts to maintain the status quo will result in sharp differences and disintegration. The political division along ethnic lines and the slow peace process will harm development, explained Nathaniel Aniekwu.
Mrs Marie Okwor, President of the Igbo Women Assembly (IWA) and one-time member of Advisory Council of the People’s Democratic Party (PDP) is one of the remaining few Nigerians who have seen Nigeria from the struggle for independence through the development of its democracy.
Mrs Okwor, who is an Associate of the late Dr Nnamdi Azikiwe, narrated her views about the impact of the Civil War, the current politics and the role of the church in Nigeria.
“The War of 1967-1970 war was a pogrom, a war of attrition meant to wipe out a whole race for no just cause. It reminded me of the Holocaust against the Jews. I feel very emotional as I speak about this,” she told IDN.
“Suffice it to say, that the war could have been avoided, had Nigeria kept her end of the agreement at Aburi, in the Republic of Ghana, which came to be called “the Aburi Accord” reached in 1967. This venue offered all the delegates security guarantee, and that meeting was billed to be the last chance of preventing all-out War.
The accord finally broke down because of differences in interpretation on both sides. This led to the outbreak of the War. Markets and places of worship were not spared from bombings and strafing. As a matter of fact, one of my domestic staffs lost her mother in one of the market bombings. She was hurt by shrapnel; she bled to death since medical facilities were scarce. The effect of the War on the State of Biafra was deplorable.
The Government of Nigeria is vehemently opposed to the name Biafra. Many point to the fact that Biafrans have never been re-integrated. The basis for unity no longer exists. Biafrans struggle for their survival without depending on anyone.
Since the Nigerian Government has refused absolutely to accept Biafrans as a part of Nigeria, it stands to reason that they should be allowed to go separately and develop on their own at their own pace. It is pertinent to mention that the north contributes little, rather resources from southern Nigeria are controlled and squandered by northern politicians.
“There’s so much unrest which stems from oppression, square pegs are placed in round holes indeed. Almost all of Nigeria’s intractable problems emanate from the imposition of candidates during elections, there have been no free and fair or credible elections. The situation gets worse with every election. In the first place, the constitution under which elections are held is a fraud. Far from being the “People’s Constitution” in a simple sense of democracy, we have faced these mistakes since the inception of the presidential system of governance in Nigeria. The system under reference is wasteful, encourages corruption and dictatorial tendencies,” she precisely alleged in an interview with IDN.
In an early July IDN interview with the President of the Congress of Igbo Leaders in the UK and Ireland, Mazi Obi Okoli, said that Nigeria has lots of challenges in implementing a system of governance that will guarantee the interests of all within the nation.
According to him, many of the problems, frictions and issues faced today in Nigeria are a direct result of the flawed federal system, the 1979 constitution drafted without consultation and the negative attitudes by the majority of politicians toward development in Nigeria.
The negative dimensions and conditions of ethnic minority alienation and discontent in the federation has been indeed made worse under the present regime, and further tightening of the noose continues unabated.
Therefore, the interpretation and connectivity of ethnicity with the federal system of governance is that of resultant inherent contradictions and tensions in the evolution and operation of the Nigerian federal system.
Many of the problems, frictions and issues faced today in Nigeria are a direct result of the flawed federal system; the problematic 1979 constitution drafted without consultation and the negative under-developmental attitude of the Nigerian politicians.
It has been made worse by the over-centralization of the governance system, the primitive refusal to recognize the complex ethnic configuration and interest. Furthermore, the pragmatic consensual underdevelopment of some regions, especially the Eastern part of the country, the relatively limited development of accommodative, consensual or power-sharing mechanisms, the absence or weakness of key mediatory or regulatory institutions, and the repeated distortion and abortion of democratic institutions. With the above administrative defects, it will be difficult for the nation to progress in contemporary times and be able to compete with other developing nations of the world.
As a matter of facts, Ambassador Uche Ajulu-Okeke, a veteran Diplomat and Development Studies Expert with thirty-years working experience in the Nigerian Foreign Service, explained to IDN from the United States, that “the present-day Federal Republic of Nigeria, several years after its independence, the leaders have not succeeded in rebuilding its state institutions enough to reflect all-inclusive ethnic diversity. Let alone in adopting Western-style democracy that takes cognizance of different public opinions on development issues in the country. The struggle for and misuse of power have brought an absolute stalemate, disrupting any efforts to overcome the deepening economic and social crisis in the country.”
Besides, she tellingly maintains that “several challenges exist, the first of which is a coercive alien hostile occupation of our homeland which have severally subjected Igbo Women to rape, ravaging their homes and farmlands, decapitating their husbands and children and sources of traditional rural livelihoods. Widespread poverty, unemployment and unemployable skill remain a major challenge. State endorsed occupation of large portions of rural and village communal lands by hostile alien Jihadists have hampered the ability of women to provide for their families as supportive income earners.”
With the prevailing socio-economic climate and the steadily dwindling economic fortunes and hostile stance of the Government towards the entrepreneurial endeavour of Easterners, the future is bleak for women and youth. The only glimpse of hope in the horizon is a fallback to the age-old traditional practice of nurtured apprenticeship has been the bulwark of survival and sustenance in the face of the current existential threat facing Easterners.
The situation in the region is dire depicting a derelict lack of infrastructure widespread unemployment, insecurity and youth hopelessness. As a result of decades of State endorsed systemic exclusion since the end of the Civil War, Easterners have found themselves at the brink of socio-economic extermination and had to pull themselves up by sheer perseverance and dint of effort resulting in disenchantment with Nigeria and massive migration to new diasporas and abroad.
As Nigeria is persistently engulfed with so many challenges and problems, so it requires a systematic well-defined approach in order to overcome them: Nepotism at all levels and institutions of Government. Morbid corruption. Endemic kleptocracy. Ethnic cleansing and persecution of Christians and ethnic capture of the military and security apparatus of the State.
The current entrapment of Biafra within the British Nigeria contraption prevents the actualization of its investment and development potential in all ramifications. This is why the Easterners want to delink from this entrapped arrangement called Nigeria. In the face of years of criminal neglect by Nigeria and a firm footing in the Diaspora, Biafra’s emancipation and development will be the Eighth Wonder of the World.
In Ajulu-Okeke’s logical analysis, the way forward in restoring nationalities and bringing sustainable peace and development to the beleaguered peoples of Biafra is through the conduct of plebiscites that will afford the indigenous nationalities the inalienable right to choose how they are governed. The juxtaposition of ancient nationalities with incompatible values presently held together by a coercive military decree in centrist top-down military format federations, fundamental regional autonomies should return to the truly democratic constitution and holding of self-determination autonomy plebiscites for all indigenous nationalities will usher in sustainable development and peace.
According to international organizations, Nigeria is the most populous country in Africa, and the seventh most populous in the world, with an estimated 195.9 million inhabitants as of late 2019. Nigeria has the third-largest youth population in the world, after China and India with more than 90 million of its population under the age of eighteen.
Nigeria has the largest economy in Africa and is the world’s 24th largest economy. The International Monetary Fund (IMF) estimates, worth more than $500 billion and $1 trillion in terms of nominal Gross Domestic Product (GDP) and purchasing power parity, respectively. Nigeria is a federal republic comprising 36 states, with the capital located in Abuja. The country is located in West Africa bordering Niger in the north, Chad in the northeast, Cameroon in the east and Benin in the west. Its southern coast is on the Gulf of Guinea in the Atlantic Ocean.
Feature/OPED
The Future of Payments: Key Trends to Watch in 2025
By Luke Kyohere
The global payments landscape is undergoing a rapid transformation. New technologies coupled with the rising demand for seamless, secure, and efficient transactions has spurred on an exciting new era of innovation and growth. With 2025 fast approaching, here are important trends that will shape the future of payments:
1. The rise of real-time payments
Until recently, real-time payments have been used in Africa for cross-border mobile money payments, but less so for traditional payments. We are seeing companies like Mastercard investing in this area, as well as central banks in Africa putting focus on this.
2. Cashless payments will increase
In 2025, we will see the continued acceleration of cashless payments across Africa. B2B payments in particular will also increase. Digital payments began between individuals but are now becoming commonplace for larger corporate transactions.
3. Digital currency will hit mainstream
In the cryptocurrency space, we will see an increase in the use of stablecoins like United States Digital Currency (USDC) and Tether (USDT) which are linked to US dollars. These will come to replace traditional cryptocurrencies as their price point is more stable. This year, many countries will begin preparing for Central Bank Digital Currencies (CBDCs), government-backed digital currencies which use blockchain.
The increased uptake of digital currencies reflects the maturity of distributed ledger technology and improved API availability.
4. Increased government oversight
As adoption of digital currencies will increase, governments will also put more focus into monitoring these flows. In particular, this will centre on companies and banks rather than individuals. The goal of this will be to control and occasionally curb runaway foreign exchange (FX) rates.
5. Business leaders buy into AI technology
In 2025, we will see many business leaders buying into AI through respected providers relying on well-researched platforms and huge data sets. Most companies don’t have the budget to invest in their own research and development in AI, so many are now opting to ‘buy’ into the technology rather than ‘build’ it themselves. Moreover, many businesses are concerned about the risks associated with data ownership and accuracy so buying software is another way to avoid this risk.
6. Continued AI Adoption in Payments
In payments, the proliferation of AI will continue to improve user experience and increase security. To detect fraud, AI is used to track patterns and payment flows in real-time. If unusual activity is detected, the technology can be used to flag or even block payments which may be fraudulent.
When it comes to user experience, we will also see AI being used to improve the interface design of payment platforms. The technology will also increasingly be used for translation for international payment platforms.
7. Rise of Super Apps
To get more from their platforms, mobile network operators are building comprehensive service platforms, integrating multiple payment experiences into a single app. This reflects the shift of many users moving from text-based services to mobile apps. Rather than offering a single service, super apps are packing many other services into a single app. For example, apps which may have previously been used primarily for lending, now have options for saving and paying bills.
8. Business strategy shift
Recent major technological changes will force business leaders to focus on much shorter prediction and reaction cycles. Because the rate of change has been unprecedented in the past year, this will force decision-makers to adapt quickly, be decisive and nimble.
As the payments space evolves, businesses, banks, and governments must continually embrace innovation, collaboration, and prioritise customer needs. These efforts build a more inclusive, secure, and efficient payment system that supports local to global economic growth – enabling true financial inclusion across borders.
Luke Kyohere is the Group Chief Product and Innovation Officer at Onafriq
Feature/OPED
Ghana’s Democratic Triumph: A Call to Action for Nigeria’s 2027 Elections
In a heartfelt statement released today, the Conference of Nigeria Political Parties (CNPP) has extended its warmest congratulations to Ghana’s President-Elect, emphasizing the importance of learning from Ghana’s recent electoral success as Nigeria gears up for its 2027 general elections.
In a statement signed by its Deputy National Publicity Secretary, Comrade James Ezema, the CNPP highlighted the need for Nigeria to reclaim its status as a leader in democratic governance in Africa.
“The recent victory of Ghana’s President-Elect is a testament to the maturity and resilience of Ghana’s democracy,” the CNPP stated. “As we celebrate this achievement, we must reflect on the lessons that Nigeria can learn from our West African neighbour.”
The CNPP’s message underscored the significance of free, fair, and credible elections, a standard that Ghana has set and one that Nigeria has previously achieved under former President Goodluck Jonathan in 2015. “It is high time for Nigeria to reclaim its position as a beacon of democracy in Africa,” the CNPP asserted, calling for a renewed commitment to the electoral process.
Central to CNPP’s message is the insistence that “the will of the people must be supreme in Nigeria’s electoral processes.” The umbrella body of all registered political parties and political associations in Nigeria CNPP emphasized the necessity of an electoral system that genuinely reflects the wishes of the Nigerian populace. “We must strive to create an environment where elections are free from manipulation, violence, and intimidation,” the CNPP urged, calling on the Independent National Electoral Commission (INEC) to take decisive action to ensure the integrity of the electoral process.
The CNPP also expressed concern over premature declarations regarding the 2027 elections, stating, “It is disheartening to note that some individuals are already announcing that there is no vacancy in Aso Rock in 2027. This kind of statement not only undermines the democratic principles that our nation holds dear but also distracts from the pressing need for the current administration to earn the trust of the electorate.”
The CNPP viewed the upcoming elections as a pivotal moment for Nigeria. “The 2027 general elections present a unique opportunity for Nigeria to reclaim its position as a leader in democratic governance in Africa,” it remarked. The body called on all stakeholders — including the executive, legislature, judiciary, the Independent National Electoral Commission (INEC), and civil society organisations — to collaborate in ensuring that elections are transparent, credible, and reflective of the will of the Nigerian people.
As the most populous African country prepares for the 2027 elections, the CNPP urged all Nigerians to remain vigilant and committed to democratic principles. “We must work together to ensure that our elections are free from violence, intimidation, and manipulation,” the statement stated, reaffirming the CNPP’s commitment to promoting a peaceful and credible electoral process.
In conclusion, the CNPP congratulated the President-Elect of Ghana and the Ghanaian people on their remarkable achievements.
“We look forward to learning from their experience and working together to strengthen democracy in our region,” the CNPP concluded.
Feature/OPED
The Need to Promote Equality, Equity and Fairness in Nigeria’s Proposed Tax Reforms
By Kenechukwu Aguolu
The proposed tax reform, involving four tax bills introduced by the Federal Government, has received significant criticism. Notably, it was rejected by the Governors’ Forum but was still forwarded to the National Assembly. Unlike the various bold economic decisions made by this government, concessions will likely need to be made on these tax reforms, which involve legislative amendments and therefore cannot be imposed by the executive. This article highlights the purposes of taxation, the qualities of a good tax system, and some of the implications of the proposed tax reforms.
One of the major purposes of taxation is to generate revenue for the government to finance its activities. A good tax system should raise sufficient revenue for the government to fund its operations, and support economic and infrastructural development. For any country to achieve meaningful progress, its tax-to-GDP ratio should be at least 15%. Currently, Nigeria’s tax-to-GDP ratio is less than 11%. The proposed tax reforms aim to increase this ratio to 18% within the next three years.
A good tax system should also promote income redistribution and equality by implementing progressive tax policies. In line with this, the proposed tax reforms favour low-income earners. For example, individuals earning less than one million naira annually are exempted from personal income tax. Additionally, essential goods and services such as food, accommodation, and transportation, which constitute a significant portion of household consumption for low- and middle-income groups, are to be exempted from VAT.
In addition to equality, a good tax system should ensure equity and fairness, a key area of contention surrounding the proposed reforms. If implemented, the amendments to the Value Added Tax could lead to a significant reduction in the federal allocation for some states; impairing their ability to finance government operations and development projects. The VAT amendments should be holistically revisited to promote fairness and national unity.
The establishment of a single agency to collect government taxes, the Nigeria Revenue Service, could reduce loopholes that have previously resulted in revenue losses, provided proper controls are put in place. It is logically easier to monitor revenue collection by one agency than by multiple agencies. However, this is not a magical solution. With automation, revenue collection can be seamless whether it is managed by one agency or several, as long as monitoring and accountability measures are implemented effectively.
The proposed tax reforms by the Federal Government are well-intentioned. However, all concerns raised by Nigerians should be looked into, and concessions should be made where necessary. Policies are more effective when they are adapted to suit the unique characteristics of a nation, rather than adopted wholesale. A good tax system should aim to raise sufficient revenue, ensure equitable income distribution, and promote equality, equity, and fairness.
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