Feature/OPED
The Parable Of The Husband’s Cane
By Reuben Abati
One other outcome of our democratic experience since 1999 is how demanding and insatiable the Nigerian voter has become, and because political office holders and the professional political class are yet to fully decipher and understand the implications of this, they continue to make similar mistakes and draw the same responses from the same public that voted them into power.
I have no better illustration of this than the manner in which the critics of the incumbent administration at the centre are beginning to sound exactly the same way they sounded about two years ago under the Jonathan administration.
Check the social media, some newspapers, and listen to the conversation on the streets. The personnel in power have changed, there is a new party in charge at the top, but public conversation has gone back to its old ways. Questions are being asked about the meaning of change and the dividends it has brought to the people.
Some commentators are openly apologizing for voting President Goodluck Jonathan and the Peoples Democratic Party out of power. Some fierce supporters of change and the All Progressives Congress are openly voicing their regrets.
And as was the case under President Jonathan, there are hilarious skits online, mixing song, drama and dance, making fun of the new dispensation and its architects. More than one pro-change and anti-PDP newspapers have had cause to do scathing editorials, including the very newspaper that was the anchor-point for change in 2015.
Many of the affirmations are relatively the same: the President is a good man but he is surrounded by incompetent people who have their own agenda, so they say, or that the Ministers are not doing their job and right now, there is a loud protest against the ability of one Minister to manage something as simple as taking a sports delegation to the Olympics. The number of people calling for the man’s job is growing. Oftentimes, it is also said that communication is the problem.
I used to hear that a lot. And it was always as follows: The President’s team is not communicating his policies properly and in one year, while a lot has been achieved, nobody is show-casing those achievements (!), as if communication is a bullet. But these are the same stories that we used to hear. All kinds of experts are all over the airwaves voicing opinions about how best to run Nigeria, and promises that have not been fulfilled and an economy that is causing raw pain. Not even the President’s wife has been spared: her wrist-watch, her handbag, and even her grammar (!) – this formed the substance of a pedantic attack by a self-confessed Buharideen. It really looks as if there is now a formula for criticizing the Nigerian government.
Every excuse that is given by government is met with the riposte that the government is burning its goodwill with the people, or that someone should just help and change the narrative. Jonathan-bashing is fast becoming unfashionable, the critical mass including those who marched for change are asking for new tunes. And I am far from gloating. But certainly, this love-them-today-despise-them-tomorrow did not start with the Buhari government. I am actually trying to make what I hope will be considered an essential point about the burden that Nigerian politicians have to bear. In a number of public interviews and interactions recently, I have argued that it is not easy to rule Nigeria or any part of it.
When President Olusegun Obasanjo assumed office in 1999, he was the messiah who helped to stabilize the country after many years of abuse by military dictators, and in terms of policies, persona, focus and drive, he rescued the country. But the moment he picked up fights with his Vice President, and later got embroiled in the politics of third term self-succession, his support base began to grow apart, and he became the target of vitriolic criticism from even his most ardent supporters and benefactors.
We dismissed President Umaru Yar’Adua who succeeded him very quickly as “Baba Go Slow” even if his failings were excused on the grounds of ill-health and the shenanigans of an Aso Rock cabal. President Goodluck Jonathan’s ascendancy in 2010 was driven by the activism of the civil society and both genuine and bathroom constitutional experts who insisted that the Constitutional rule on succession in the event of the death of the incumbent must be respected. Thus, he became Acting President and he later won an election, on his own steam in 2011, to become President of Nigeria. For many Nigerians, his coming to power helped to make one point: that Aso Villa is not the birth right of any ethnic group, that the rule of law is superior to the rule of men, and that the final decision about who rules this country at any particular period rests with the people. It didn’t take long before the same people began to attack the Jonathan Presidency, goaded on by a vicious opposition at first, until the people themselves took ownership of the rebellion against their own revolution.
In 2015, they supported President Muhammadu Buhari, whom they had voted against in three previous elections. Somehow, there has been a touch of melodrama to the Nigerian Presidency since 1999, and it was on that score that President Buhari became the stone that was once rejected emerging as the cornerstone of the building. In the North, his political base, and the South West, which embraced him, he became the messiah that Nigeria needed. Only the South East and the South South looked away. But today, ironically, both the North and the West have become the home of President Buhari’s most loquacious critics. Were many not held back by self-censorship and fear of reprisal, by now, the sound of condemnation would be deafening. I have described the scenario long enough, what are the specific takeaways?
One, the same point I mentioned earlier, that indeed, it is not easy to rule Nigeria. It does not matter how well-meaning and principled you may be, there would be people who would put you under enormous pressure and in trying to please one group and not the other, you would end up creating a basis for criticism and attacks. These pressures come from ethnic groups, family members, old school mates, close friends, party members, political godfathers, old benefactors, the wife’s family, or wives, in-laws, the business community, international agents, investors, existing and prospective: they all want your ears, they want access and they will mount the pressure in every way possible. Pleasing every constituency is not possible.
No matter how hard you try to balance the pressures, you’d still be left with people and constituencies perpetually banging on the door, and they just don’t do that, they run down others who are competing for your time and attention, and before long, as President of Nigeria, you could be held hostage by one or two groups, and when that happens, you displease others who in due course, become critics. Everybody is with you because of what they can get: they are investors not supporters, not even family members. The loneliest job in the world is to be President of a developing and dispossessed country like Nigeria. It presents a great opportunity to make a difference and make history, but it also comes with too many IOUs that may never be satisfactorily repaid.
Two, be careful how you demonize the opposition. If you are in power seeking to retain it, be careful how you wield the axe against the power-seekers at the gate. If they seize that axe from you, they could behead you without mercy. Your pleas when you are at their mercy later, could fall on deaf ears. And if you are seeking power and you get it, with the people hailing you, beware, the same people could turn against you tomorrow. Their loyalty is not guaranteed for too long, at most it comes with a one-year warranty! And never ever forget this folk wisdom: the husband’s cane that was used to beat the senior wife is right there on the rafters, to be recalled for the junior wife. No domestic violence intended (far from it) but if it sounds like a metaphor, well, you figure it out.
Three, don’t you ever over-promise. There is a tendency for power-seekers in Nigeria to promise heaven and earth. They design fanciful phrases, programmes, agenda, blueprints and road maps in which they assure the people, together with timelines, how they will turn Somalia into paradise within 100 days and if not, six months, but at most, one year. These are usually from persons who have no idea how Nigeria works. They know nothing either about the complexities of governance and power politics. They make the fanciful promises, anchored on an even more fanciful phrase, and as soon as the election is won, they return to their consulting firms with their bags of profit, in search of the next client and victim. It is amazing how in Nigeria, most of the leading experts on government and governance are persons who have never spent a day in a government department and have never managed anything complex in their lives.
They arrive in a dollar-driven parachute in the middle of the campaign and they invent slogan after slogan, and strategies that leave potential disaster behind. Let’s say their candidate wins, but as soon as he gets into office, he has to deal with the many lies that have been told in his name, and he finds himself at the crossroads. If he says all promises cancelled, let’s be realistic, he is accused of deceit. If he says anything else, he is reminded that in the United States, where the heart of many Nigerians is, including the intelligentsia, he is told that promises have to be kept. The same people have forgotten that in the United States, politicians talk more about people-focussed policies, and not about such elementary details as the provision of boreholes, food, electricity, and roads. In a developing country, you better watch what you promise.
Four: don’t rely on your political party. The same political party that brought you to power can disappoint you. Incidentally, we are not running a parliamentary system of government. Your own party members have Macbeth-like ambitions and that makes them disloyal. They don’t quite want you to succeed except if that will make them look like potential successors. Your constituency is the Nigerian people. Difficult as they are to please, and habitually angry as many of them are, it always pays in the long run to listen to them. And when you don’t feel like listening, provide leadership that inspires trust, and you won’t fail.
By Kehinde Ogundare
Ask a tech entrepreneur in San Francisco what AI means for their business, and they are likely to talk about competitive advantage, product differentiation, and scale. Ask a small business owner in Kano or Onitsha the same question, and the conversation shifts entirely.
For many Nigerian SMEs, the priority is keeping the lights on, managing costs, and finding sustainable ways to grow in a challenging economic environment. This difference in perspective explains why the global AI conversation, often shaped by assumptions about stable infrastructure, deep capital, and abundant technical talent, frequently fails to address the realities facing Nigerian SMEs.
This matters because Nigerian SMEs are not a peripheral concern. In 2024 alone, MSMEs contributed 46.32% to Nigeria’s GDP, accounting for 96.9% of businesses and 87.9% of employment. These businesses are the backbone of the Nigerian economy, and if AI is going to mean anything for Nigeria’s development, it has to work for them in the daily conditions they actually operate in.
However, research drawing on empirical data from 144 Nigerian SMEs found that inadequate infrastructure, low digital literacy, skills shortages, and regulatory gaps are collectively preventing them from meaningfully engaging with AI. Awareness of AI is high and growing. What is missing is a clear and honest conversation about what adoption actually requires in this specific context. The barriers are real, but none of them are insurmountable. The question is whether the tools, pricing models, and support structures being offered to Nigerian SMEs are designed with those barriers in mind, or whether they have been built for another market entirely.
Subscription models making AI affordable for small businesses
When most small business owners hear “AI,” they imagine expensive software, specialist consultants, and a hefty upfront bill.
That assumption is not entirely wrong, but it describes a particular way of buying technology, not AI itself. The shift that makes AI genuinely accessible at the SME level is the move away from large, one-time capital purchases towards tools that charge a predictable monthly subscription. Businesses can pay for what they use, scale back when necessary, and avoid the debt that a major technology investment can create.
The deeper opportunity here is consolidation. Many SMEs are already spending money across multiple disconnected tools—one for invoicing, another for customer records, another for stock tracking—none of which talk to each other. An integrated platform that handles several of these functions together, with AI built in, can actually cost less than the sum of those separate subscriptions while giving business owners a clearer picture of their operations.
With margins already under pressure, any technology a business adopts needs to visibly show an increase in productivity or bottom line. Subscription-based, integrated platforms, priced transparently and honestly, are the model that best fits this reality.
Infrastructure challenges demand a mobile-first approach
No conversation about technology in Nigeria is complete without confronting the infrastructure problem, and AI is no exception. Nigeria continues to face major infrastructure barriers, including limited broadband access, unreliable power supply, and high data costs, all of which constrain deeper AI adoption. These are structural features of the operating environment that any sensible technology strategy must account for today.
The electricity situation alone is significant. The World Bank estimates that the lack of stable electricity costs Nigeria’s economy approximately $26.2 billion annually, equivalent to about 2% of GDP, forcing many businesses to run on expensive diesel generators. That cost ripples outward.
In practical terms, AI tools built for Nigeria cannot assume a stable broadband connection or a computer that is always powered on. The tools that will actually get used are the ones that work on a smartphone, consume minimal data, and can function offline when connectivity drops, syncing back up when it returns. The mobile phone is already how many Nigerian SME owners run their businesses. AI that meets them there, rather than demanding infrastructure they do not have, is AI that has a genuine future in this market.
The direction is clear: build capability from within, using tools that make that possible. Recent AI performance research reveals that 64% of African workers are already actively using AI at work, signalling massive grassroots readiness and driving forward-thinking organisations across Nigeria, Kenya, and South Africa to aggressively prioritise internal upskilling frameworks to bridge the talent gap.
As the policy groundwork is being laid, the commercial ecosystem is beginning to respond. What remains is a clear-eyed acceptance that AI tools built for this market need to look different from those built for markets with different realities. Low cost, low bandwidth, and usability for non-technical people are not modest ambitions; they are the actual requirements. Build for those realities, and AI has a real future in Nigeria’s SME economy.
Feature/OPED
When Leaders THRIVE: Yetunde B. Oni’s Candid Counsel to Lateef Jakande Leadership Academy
Union Bank’s Managing Director and Chief Executive Officer sat with 30 of Nigeria’s most promising young leaders for a frank conversation on character, relationships and the discipline of growth.
Out of 25,000 applicants, only 30 earned a place. That single figure tells you how rare the room was when Yetunde B. Oni, Managing Director and Chief Executive Officer of Union Bank of Nigeria, recently sat down with a cohort of the Lateef Jakande Leadership Academy.
The Academy, a Lagos State Government initiative established in honour of Alhaji Lateef Kayode Jakande, the state’s first civilian governor, exists to raise a generation of ethical and capable young leaders. Its fellows are drawn from across professions, sectors and ethnicities, and shaped through a fellowship facilitated by the Africa Leadership Initiative, West Africa (ALI WA), whose work on values and principled leadership has become a quiet engine behind some of the country’s most thoughtful emerging talent.
It was into this gathering that Mrs Oni brought not a corporate address, but a conversation. Honest, personal and at times disarming, she spoke about the philosophies that have carried her through a career spanning more than three decades, the setbacks she has had to surmount, and the values that opened doors she never expected to walk through.
She gave them a framework to hold on to. She called it THRIVE.
The six principles
T — Take ownership of your relationships. Leadership, she argued, begins with the deliberate stewardship of the people around you. Relationships are not incidental to a career. They are infrastructure.
H — Honour God. She spoke openly about faith as a steadying force, an anchor that keeps ambition tethered to something larger than the self.
R — Recharge and refresh. Mental and physical health, she insisted, are not luxuries to be deferred until the work is done. Leaders who neglect their well-being eventually have less to give.
I — Invest in your growth. Continuous and heavy investment in personal development is, in her telling, the price of staying relevant. The learning never ends.
V — Value your work. She pressed the fellows on identity and brand. What do you stand for? Do you create value? Who, in truth, are you? The questions were not rhetorical.
E — Embrace setbacks. Failure, she said, is not the opposite of progress but a part of it. The leaders who endure are the ones who learn to metabolise disappointment rather than be defeated by it.
The people behind the leader
If one theme threaded the entire conversation, it was relationships. Mrs Oni was candid that she did not arrive at the top of Nigerian banking alone. She credited the steady support of family, her parents and her husband, alongside the mentors, friends, coaches and sponsors who shaped her at different stages.
She drew a sharp and useful distinction between a mentor and a coach, two roles often conflated and rarely understood, and she traced much of her progress back to a foundation of Nigerian cultural values: hard work, honesty and integrity, courtesy and respect. These, she told the fellows, are not relics. They are the very qualities that have earned her trust and opened doors throughout her journey.
“You need people,” was the message, delivered without sentiment. Relationships, she explained, must be managed and nurtured with the same seriousness one brings to any other discipline. Time must be managed with equal care.
On believing, and risking
Perhaps the most resonant moment came when Mrs Oni spoke about self-belief. She admitted that becoming the MD/CEO of Standard Chartered Bank, Sierra Leone, did not cross her mind – not because she was unqualified, but because she didn’t think she would get it. Encouraged by her husband, she applied anyway, and she got it!
That appointment would later see her make history as the first woman to lead a Standard Chartered Bank operation in her market.
The Union Bank of Nigeria appointment told a similar story. She had not even known the position existed after the CBN’s intervention. It came to her through relationships; through the quiet networks of people who knew her work and recommended her name while she was unaware in faraway Sierra Leone.
The lesson she left with the fellows was unambiguous. Believe in yourself. Take the risk. Put in for the thing you are not yet certain you deserve, because the opportunity you are waiting for may be one you cannot see, reaching you through someone you have not yet met.
Why this matters
Engagements of this kind are easy to underestimate. They produce no headlines about balance sheets and no immediate line on a financial statement. Yet they speak to something Union Bank has long understood: that institutions endure when they invest in people, and that leadership is built one honest conversation at a time.
Credit is due to the Africa Leadership Initiative, West Africa, whose facilitation of the Lateef Jakande Leadership Academy continues to shape young Nigerians of real promise, and to the Academy itself for the rigour of a process that turned 25,000 hopefuls into 30 fellows ready to lead.
For Yetunde B. Oni, the afternoon was less about what she had achieved than about what she was willing to give: her time, her story and her counsel, offered freely to those coming after her. It is, in the end, what the best leaders do. They light the path for the next generation, and they THRIVE.
By Oludayo Oludee Olorunfemi
A couple of months ago, my principal, Mrs Oyinkansola Badejo-Okusanya (SAN), was scheduled to travel from Lagos to Akure for an interactive meeting as part of her consultation process before contesting for the office of President of the Nigerian Bar Association (NBA). Today, she stands cleared to contest the election; the ban on campaigning has been lifted, with elections scheduled for 20 July 2026. However, this is not the central story. What stays with me from that trip is an unexpected lesson in leadership, vision, and the power of deliberate planning. It is a lesson that has become even more relevant as Ekiti State prepares for its governorship election on 20 June 2026, exactly one month before the NBA election. Two elections. Two different constituencies. Two different ballots. Yet remarkably similar questions before the voters.
Who has the vision? Who has done the work? Who has demonstrated the capacity to build for the future rather than merely campaign for the present? The journey began with a logistical challenge. The available flight from Lagos to Akure was scheduled for later in the day and would not get the team to Ondo State in time for a series of engagements planned across Akure, Owo, and Ondo Town.
During discussions on the best alternative, I suggested that we fly into Ekiti through the newly commissioned Ekiti Agro-Allied International Airport. The plan was simple: arrive early in Ado-Ekiti, make strategic visits to leaders of the Bar within the State, and then proceed by road to Akure for the scheduled meetings. What none of us anticipated was that Ekiti itself would become the story. Our first stop was a courtesy visit to Aare Afe Babalola, SAN, founder of Afe Babalola University, Ado-Ekiti. The purpose was straightforward: seek Baba’s blessings for the journey ahead. As always, a visit to Aare Afe Babalola became a masterclass. Drawing from over ninety years of experience, he spoke about governance, leadership, the legal profession, and nation-building. Listening to him, one could not help but reflect on the legacy. Across the South-West, the Aare Afe Babalola Bar Centres stand as visible reminders that impactful leadership is measured not by promises made but by institutions built.
As we continued our visits across Ekiti, someone suggested we stop by the Ekiti State Bureau of Tourism, headed by the energetic lawyer and tourism advocate, Mr Wale Ojo-Lanre. That unplanned detour became the highlight of the trip. The welcome was unmistakably Ekiti, warm, thoughtful, and rich in culture. Before we entered, we observed the symbolic knocking on the traditional drum suspended at the entrance. Then came the recitation of Mrs Badejo-Okusanya’s oriki as an Egba woman, evidence that our hosts had taken time to learn about their distinguished guest before our arrival. It was a small gesture, but one that reflected a larger truth about Ekiti, a people deeply connected to their culture, history, and identity. What followed was even more enlightening.
Officials of the Bureau took us through the various tourism assets of the state and presented the Ekiti State Tourism Development Master Plan (2025–2035). As a proud daughter of Ekiti, I listened with a sense of pride and optimism. The vision was clear. Tourism was no longer being treated as an afterthought but as a strategic economic pillar. Through public-private partnerships, destination governance, infrastructure development, cultural and eco-tourism innovation, enhanced security, asset development, and community empowerment, the state is seeking to position itself as a destination of choice. What impressed me most was the coherence of the plan. Too often, governments commission projects without building ecosystems. What we saw in Ekiti was different. It was a deliberate attempt to connect infrastructure, policy, investment, culture, and people into a sustainable tourism economy. It was the kind of long-term thinking that separates administration from leadership.
The next day, after completing our engagements in Ondo State, on our way back to catch our return flight, we stopped at Ikogosi Warm Springs Resort. Some places are beautiful. Others are transformative. Ikogosi belongs firmly in the second category. Listening to Madam Ruth, our tour guide, narrate the history of the springs, watching warm and cold waters continuously flow side by side, placing one foot in each stream, and observing the famous intertwined trees thriving together despite their differences, one could not help but marvel at nature’s wisdom. Different streams. One destination. Different identities. Shared purpose. The carefully curated pathways, the serenity of the environment, the chorus of birdsong, and the pristine landscape created a profound sense of peace. By the time we left, the verdict from everyone on the team was unanimous: we will be back. GO SEE IKOGOSI.
Ekiti is sitting on immense tourism potential. Not potential that exists only in policy documents or political speeches, but real, tangible, marketable potential. From Ikogosi to Arinta Waterfalls, to Mount of Clouds, to Olosunta Hills; from cultural festivals to ecotourism sites, from its rich history to its emerging infrastructure, Ekiti possesses many of the ingredients required to become one of Nigeria’s premier tourism destinations. What remains essential is sustained leadership and the courage to pursue a vision beyond electoral cycles. Perhaps that is why the coincidence of the election dates feels significant. On 20 June, the people of Ekiti will evaluate the leadership before them and determine the future direction of their state. One month later, on 20 July, lawyers across Nigeria will make a similar decision about the future of their association. The parallels are difficult to ignore.
In Ekiti, Governor Biodun Oyebanji has built a reputation for quiet but purposeful governance. Rather than chasing headlines, his administration appears focused on laying foundations in infrastructure, agriculture, education, and tourism that will yield benefits long after the politics of the moment have passed. In the NBA, Oyinkansola Badejo-Okusanya (SAN) presents a similar proposition. Her aspiration has been defined by consultation, engagement, bridge-building, and a vision of a bar that is inclusive, progressive, and institution-focused. Both represent a leadership philosophy that values preparation over performance. Both understand that sustainable progress requires patience. Both appear committed to building structures and a legacy of service that will outlive them.
As we departed Ekiti that evening, we left with more than memories of a successful consultation trip. We left with a renewed appreciation for what thoughtful leadership can accomplish. We left with fresh ideas. We left inspired by the possibilities that exist when vision is matched with execution. Most importantly, we left convinced that Ekiti’s tourism story is only beginning to be told. Destination Ekiti is more than a slogan. In the month that separates 20 June from 20 July, voters in Ekiti and lawyers across Nigeria will be asked essentially the same question: Do we reward those who merely speak about the future, or those who are deliberately building it? For Ekiti, for the NBA, and for all who believe in the power of institutions, the answer should be a BOLD Yes!
Oludayo Oludee Olorunfemi, a lawyer, writes from Ward 10, Idemo Quarters of Oke Aiyedun Ekiti, Ajoni LCDA.
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