Feature/OPED
Forgotten Pacesetters and Faulty Leadership Recruitment
By Jerome-Mario Chijioke Utomi
At a very recent function in Lagos, a participant placed this question before the gathering; what exacerbates Nigeria’s current political and socioeconomic challenges? And just immediately, he got two separate but related responses from two personalities I consider well-informed, self-contained and quietly influential Nigerians.
The first stated thus; the situation (poor leadership) in the country is not party, tribe/ethnic, religion, state governors or federal government insulted. Rather, it is a ‘total national leadership collapse in the country from ‘top to bottom’. It is a brazen manifestation of a bunch that is yet to internalize the fact that power is nothing but the ability to achieve the purpose-a and strength required to bring about social, economic, political, cultural and religious changes.
The second captured his response this way; not that the nation’s leadership is lacking in vision but their vision more often than not is not masses-centred. Even those that could qualify as people purposed are in most cases stripped of clear definition, the goals to be achieved, or the means chosen to address the problems and to achieve the goals and making the entire narrative a crisis is that the system has virtually no consideration for connecting the poor with good means of livelihood-food, job, and security.
This is the only possible explanation for the situation and will continue until the present crop of leaders productively looks back to draw both inspiration and lessons from the nation’s forgotten pacesetters and forbearers such as Pa Obafemi Awolowo, the late premier of the western region of Nigeria; Dr Nnamdi Azikiwe and Ahmadu Bello of Eastern and Northern regions respectively; Pa Michael Ajasin of old Ondo State and Ambrose Folorunsho Alli, the one-time Governor of the now defunct Bendel State, he concluded.
Indeed, to any student of history, these facts should not be a surprise.
Maybe I am missing something here but from the above admonition, this piece believed and still believes that what today’s leaders need is to study these departed pacesetters, nationalists and nation builders, to study their history, study the actions of these eminent men, to see how they conducted themselves and to discover the reasons for their victories or their defeats so that they can avoid the later and imitate the former’.
Aside from assisting the nation not to wander in dilemma, the above action is important as ‘knowledge will forever govern ignorance. And people who want to be their own governors must arm themselves with the power that knowledge gives.’
Take, as an example, as documented in his Path to Nigerian Freedom (1947), Pa Awo drew the first systematic federalist manifesto. He advocated federalism as the only basis for equitable national integration and, as head of the Action Group he led demands for a federal constitution, which was introduced in the 1954 Lyttleton Constitution, following primarily the model proposed by the Western Region delegation led by him.
As the premier, he proved to be and was viewed as a man of vision and a dynamic administrator. He was also the country’s leading social democratic politician. He supported limited public ownership and limited central planning in government.
He believed that the state should channel Nigeria’s resources into education and state-led infrastructural development. Controversially, and at considerable expense, he introduced free primary education for all and free health care for children in the Western Region, established the first television service in Africa in 1959, and the Oduduwa Group, all of which were financed from the highly lucrative cocoa industry which was the mainstay of the regional economy.
Under his leadership, nobody needed to fly to Canada or the UK to go and look for an education. It was here. People from Canada were doing Commonwealth exchange; coming from Canada to go and study at the University of Ife. If you want to go out, it was just for the fun of it not because the education here was inferior to what you are going to get outside.
Awo, Chief Michael Adekunle Ajasin, former Governor of old Ondo State, whom many describe as the moving spirit of the Free Education Programme of the defunct Western Region, and Ambrose Folorunsho Alli (22 September 1929 – 22 September 1989), the first civilian governor of the old Bendel State, shone like a billion star in the areas of education, infrastructural provision and nation building. They shared similar but interesting attributes worth emulating by Nigeria’s current crops of leaders.
Ambrose Alli, for example, was a member of the constituent assembly that drafted the 1978 Nigeria constitution. He joined the Unity Party of Nigeria (UPN) and ran successfully as a UPN candidate in the Bendel State governorship election of 1979 and won the election. He founded Bendel State University now Ambrose Alli University, Ekpoma. Many campuses in Ekpoma, Abraka and Asaba were established during his tenure. However, with the creation of Delta State by the administration of Gen. Babangida, the university became two universities, namely Delta State University, Abraka and Ambrose Alli University, Ekpoma, posthumously named after him.
He brought massive development to Bendel in different sectors, from the establishment of numerous post-primary schools and tertiary institutions to the massive construction of roads and housing. His main thrust as governor was to increase educational opportunities. He established over 600 new secondary schools and abolished secondary school fees.
Apart from the establishment of the university, he also established various Colleges of Education in Ekiadolor near Benin City, Agbor, Warri, Ozoro, and three Polytechnics, with a College of Agriculture and Fishery proposed for Agenebode.
He also established four teacher training colleges to supply staff to the new schools, as well as several other higher educational institutions. Other reforms included abolishing charges for services and drugs at state-owned hospitals and eliminating the flat-rate tax.
His administration carried out massive construction of roads to open up the rural areas. In the housing sector, he built low-cost housing estates in Ugbowo, Ikpoba Hill in Benin City, and Bendel Estates in Warri. As Governor, he always wore sandals, joking that he was so busy working in Government House that he never had time to buy shoes for himself. When Ambrose Alli left office in 1983, he retired to his family house.
Aside from the above account, we are equally witnesses to the fact that in the Midwest and Bendel State of old, there existed government-owned companies established by the then leaders. They were established to among other aims create employment while bringing revenue to government coffers.
Examples of such companies include but are not limited to MidWest Lines, Bendel Hotel, Bendel Insurance, and Bendel Glass, among others.
That was in the good old days.
Therefore, as the nation braces up for the 2023 general elections, there is no doubt that presently, Nigeria is at a leadership crossroad and there is a wise saying that “if you do not know the direction you are headed, then, get to the crossroad and you will find the way to your destination’. Nigerians should take hope in the fact that a cross-road is a place of decision, difficult decisions.
Again, ‘it is sometimes convenient to forget. At others, it is uncomfortable to remember. To forget is perhaps one of the greatest gifts of nature. But to remember can also be an invaluable asset sometimes”. It is, therefore, the opinion of this piece that come 2023, Nigerians will not forget the present crossroad. But even if as humans they forget, history will be there to remind them.
Utomi Jerome-Mario is the Programme Coordinator (Media and Public Policy), Social and Economic Justice Advocacy (SEJA), a Lagos-based Non-Governmental Organization (NGO). He can be reached via [email protected]/08032725374
By Luke Kyohere
The global payments landscape is undergoing a rapid transformation. New technologies coupled with the rising demand for seamless, secure, and efficient transactions has spurred on an exciting new era of innovation and growth. With 2025 fast approaching, here are important trends that will shape the future of payments:
1. The rise of real-time payments
Until recently, real-time payments have been used in Africa for cross-border mobile money payments, but less so for traditional payments. We are seeing companies like Mastercard investing in this area, as well as central banks in Africa putting focus on this.
2. Cashless payments will increase
In 2025, we will see the continued acceleration of cashless payments across Africa. B2B payments in particular will also increase. Digital payments began between individuals but are now becoming commonplace for larger corporate transactions.
3. Digital currency will hit mainstream
In the cryptocurrency space, we will see an increase in the use of stablecoins like United States Digital Currency (USDC) and Tether (USDT) which are linked to US dollars. These will come to replace traditional cryptocurrencies as their price point is more stable. This year, many countries will begin preparing for Central Bank Digital Currencies (CBDCs), government-backed digital currencies which use blockchain.
The increased uptake of digital currencies reflects the maturity of distributed ledger technology and improved API availability.
4. Increased government oversight
As adoption of digital currencies will increase, governments will also put more focus into monitoring these flows. In particular, this will centre on companies and banks rather than individuals. The goal of this will be to control and occasionally curb runaway foreign exchange (FX) rates.
5. Business leaders buy into AI technology
In 2025, we will see many business leaders buying into AI through respected providers relying on well-researched platforms and huge data sets. Most companies don’t have the budget to invest in their own research and development in AI, so many are now opting to ‘buy’ into the technology rather than ‘build’ it themselves. Moreover, many businesses are concerned about the risks associated with data ownership and accuracy so buying software is another way to avoid this risk.
6. Continued AI Adoption in Payments
In payments, the proliferation of AI will continue to improve user experience and increase security. To detect fraud, AI is used to track patterns and payment flows in real-time. If unusual activity is detected, the technology can be used to flag or even block payments which may be fraudulent.
When it comes to user experience, we will also see AI being used to improve the interface design of payment platforms. The technology will also increasingly be used for translation for international payment platforms.
7. Rise of Super Apps
To get more from their platforms, mobile network operators are building comprehensive service platforms, integrating multiple payment experiences into a single app. This reflects the shift of many users moving from text-based services to mobile apps. Rather than offering a single service, super apps are packing many other services into a single app. For example, apps which may have previously been used primarily for lending, now have options for saving and paying bills.
8. Business strategy shift
Recent major technological changes will force business leaders to focus on much shorter prediction and reaction cycles. Because the rate of change has been unprecedented in the past year, this will force decision-makers to adapt quickly, be decisive and nimble.
As the payments space evolves, businesses, banks, and governments must continually embrace innovation, collaboration, and prioritise customer needs. These efforts build a more inclusive, secure, and efficient payment system that supports local to global economic growth – enabling true financial inclusion across borders.
Luke Kyohere is the Group Chief Product and Innovation Officer at Onafriq
In a heartfelt statement released today, the Conference of Nigeria Political Parties (CNPP) has extended its warmest congratulations to Ghana’s President-Elect, emphasizing the importance of learning from Ghana’s recent electoral success as Nigeria gears up for its 2027 general elections.
In a statement signed by its Deputy National Publicity Secretary, Comrade James Ezema, the CNPP highlighted the need for Nigeria to reclaim its status as a leader in democratic governance in Africa.
“The recent victory of Ghana’s President-Elect is a testament to the maturity and resilience of Ghana’s democracy,” the CNPP stated. “As we celebrate this achievement, we must reflect on the lessons that Nigeria can learn from our West African neighbour.”
The CNPP’s message underscored the significance of free, fair, and credible elections, a standard that Ghana has set and one that Nigeria has previously achieved under former President Goodluck Jonathan in 2015. “It is high time for Nigeria to reclaim its position as a beacon of democracy in Africa,” the CNPP asserted, calling for a renewed commitment to the electoral process.
Central to CNPP’s message is the insistence that “the will of the people must be supreme in Nigeria’s electoral processes.” The umbrella body of all registered political parties and political associations in Nigeria CNPP emphasized the necessity of an electoral system that genuinely reflects the wishes of the Nigerian populace. “We must strive to create an environment where elections are free from manipulation, violence, and intimidation,” the CNPP urged, calling on the Independent National Electoral Commission (INEC) to take decisive action to ensure the integrity of the electoral process.
The CNPP also expressed concern over premature declarations regarding the 2027 elections, stating, “It is disheartening to note that some individuals are already announcing that there is no vacancy in Aso Rock in 2027. This kind of statement not only undermines the democratic principles that our nation holds dear but also distracts from the pressing need for the current administration to earn the trust of the electorate.”
The CNPP viewed the upcoming elections as a pivotal moment for Nigeria. “The 2027 general elections present a unique opportunity for Nigeria to reclaim its position as a leader in democratic governance in Africa,” it remarked. The body called on all stakeholders — including the executive, legislature, judiciary, the Independent National Electoral Commission (INEC), and civil society organisations — to collaborate in ensuring that elections are transparent, credible, and reflective of the will of the Nigerian people.
As the most populous African country prepares for the 2027 elections, the CNPP urged all Nigerians to remain vigilant and committed to democratic principles. “We must work together to ensure that our elections are free from violence, intimidation, and manipulation,” the statement stated, reaffirming the CNPP’s commitment to promoting a peaceful and credible electoral process.
In conclusion, the CNPP congratulated the President-Elect of Ghana and the Ghanaian people on their remarkable achievements.
“We look forward to learning from their experience and working together to strengthen democracy in our region,” the CNPP concluded.
By Kenechukwu Aguolu
The proposed tax reform, involving four tax bills introduced by the Federal Government, has received significant criticism. Notably, it was rejected by the Governors’ Forum but was still forwarded to the National Assembly. Unlike the various bold economic decisions made by this government, concessions will likely need to be made on these tax reforms, which involve legislative amendments and therefore cannot be imposed by the executive. This article highlights the purposes of taxation, the qualities of a good tax system, and some of the implications of the proposed tax reforms.
One of the major purposes of taxation is to generate revenue for the government to finance its activities. A good tax system should raise sufficient revenue for the government to fund its operations, and support economic and infrastructural development. For any country to achieve meaningful progress, its tax-to-GDP ratio should be at least 15%. Currently, Nigeria’s tax-to-GDP ratio is less than 11%. The proposed tax reforms aim to increase this ratio to 18% within the next three years.
A good tax system should also promote income redistribution and equality by implementing progressive tax policies. In line with this, the proposed tax reforms favour low-income earners. For example, individuals earning less than one million naira annually are exempted from personal income tax. Additionally, essential goods and services such as food, accommodation, and transportation, which constitute a significant portion of household consumption for low- and middle-income groups, are to be exempted from VAT.
In addition to equality, a good tax system should ensure equity and fairness, a key area of contention surrounding the proposed reforms. If implemented, the amendments to the Value Added Tax could lead to a significant reduction in the federal allocation for some states; impairing their ability to finance government operations and development projects. The VAT amendments should be holistically revisited to promote fairness and national unity.
The establishment of a single agency to collect government taxes, the Nigeria Revenue Service, could reduce loopholes that have previously resulted in revenue losses, provided proper controls are put in place. It is logically easier to monitor revenue collection by one agency than by multiple agencies. However, this is not a magical solution. With automation, revenue collection can be seamless whether it is managed by one agency or several, as long as monitoring and accountability measures are implemented effectively.
The proposed tax reforms by the Federal Government are well-intentioned. However, all concerns raised by Nigerians should be looked into, and concessions should be made where necessary. Policies are more effective when they are adapted to suit the unique characteristics of a nation, rather than adopted wholesale. A good tax system should aim to raise sufficient revenue, ensure equitable income distribution, and promote equality, equity, and fairness.
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